Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 250,725,000 | 250,254,000 | 247,090,000 | 249,052,000 |
| Total loans | 187,247,000 | 182,193,000 | 178,444,000 | 169,836,000 |
| Allowance for loan losses | 4,861,000 | 4,800,000 | 5,678,000 | 5,413,000 |
| Securities available for sale | 8,049,000 | 7,037,000 | 6,029,000 | 6,018,000 |
| Securities held to maturity | 1,013,000 | 1,012,000 | 1,010,000 | 1,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,409,000 | 206,245,000 | 203,548,000 | 206,879,000 |
| Interest-bearing deposits | 164,080,000 | 162,570,000 | 161,046,000 | 161,985,000 |
| Noninterest-bearing deposits | 41,329,000 | 43,675,000 | 42,502,000 | 44,893,000 |
| Equity capital | 22,360,000 | 22,774,000 | 21,996,000 | 21,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,714,000 | 5,387,000 | 7,987,000 | 10,486,000 |
| Interest expense | 709,000 | 1,395,000 | 2,067,000 | 2,694,000 |
| Net interest income | 2,005,000 | 3,992,000 | 5,920,000 | 7,792,000 |
| Noninterest income | 326,000 | 548,000 | 881,000 | -268,000 |
| Noninterest expense | 1,645,000 | 3,479,000 | 5,845,000 | 7,674,000 |
| Provision for loan losses | 1,675,000 | 2,150,000 | 3,426,000 | 4,425,000 |
| Pretax income | -989,000 | -1,089,000 | -2,470,000 | -4,575,000 |
| Income tax | -437,000 | -501,000 | -1,104,000 | -1,833,000 |
| Net income | -552,000 | -588,000 | -1,366,000 | -2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,113,000 | 23,527,000 | 20,975,000 | 19,157,000 |
| Total capital | 25,470,000 | 25,817,000 | 23,226,000 | 21,351,000 |
| Risk-weighted assets | 186,070,000 | 180,668,000 | 176,598,000 | 172,241,000 |