Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 247,488,000 | 248,012,000 | 247,847,000 | 252,170,000 |
| Total loans | 208,720,000 | 201,799,000 | 197,584,000 | 193,172,000 |
| Allowance for loan losses | 3,988,000 | 3,490,000 | 4,221,000 | 4,296,000 |
| Securities available for sale | 9,072,000 | 8,079,000 | 8,054,000 | 9,076,000 |
| Securities held to maturity | 1,508,000 | 507,000 | 506,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,600,000 | 196,993,000 | 198,188,000 | 204,304,000 |
| Interest-bearing deposits | 157,959,000 | 157,731,000 | 158,973,000 | 161,899,000 |
| Noninterest-bearing deposits | 38,641,000 | 39,262,000 | 39,215,000 | 42,405,000 |
| Equity capital | 25,126,000 | 24,987,000 | 24,492,000 | 22,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,936,000 | 5,912,000 | 8,844,000 | 11,719,000 |
| Interest expense | 855,000 | 1,673,000 | 2,450,000 | 3,185,000 |
| Net interest income | 2,081,000 | 4,239,000 | 6,394,000 | 8,534,000 |
| Noninterest income | 310,000 | 655,000 | 874,000 | 1,181,000 |
| Noninterest expense | 1,604,000 | 3,295,000 | 5,082,000 | 6,569,000 |
| Provision for loan losses | 1,500,000 | 2,425,000 | 3,875,000 | 6,550,000 |
| Pretax income | -713,000 | -826,000 | -1,689,000 | -3,404,000 |
| Income tax | -323,000 | -391,000 | -777,000 | -1,283,000 |
| Net income | -390,000 | -435,000 | -912,000 | -2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,541,000 | 25,391,000 | 24,904,000 | 23,665,000 |
| Total capital | 28,066,000 | 27,862,000 | 27,336,000 | 26,073,000 |
| Risk-weighted assets | 200,531,000 | 196,667,000 | 192,764,000 | 190,698,000 |