Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 246,309,000 | 246,135,000 | 245,837,000 | 244,843,000 |
| Total loans | 208,793,000 | 212,176,000 | 211,094,000 | 212,953,000 |
| Allowance for loan losses | 2,700,000 | 3,551,000 | 2,869,000 | 5,657,000 |
| Securities available for sale | 7,018,000 | 6,025,000 | 8,047,000 | 8,036,000 |
| Securities held to maturity | 8,565,000 | 5,515,000 | 3,513,000 | 3,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,393,000 | 188,342,000 | 190,786,000 | 190,519,000 |
| Interest-bearing deposits | 153,522,000 | 152,812,000 | 153,144,000 | 155,069,000 |
| Noninterest-bearing deposits | 35,871,000 | 35,530,000 | 37,642,000 | 35,450,000 |
| Equity capital | 27,128,000 | 26,895,000 | 26,779,000 | 25,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,330,000 | 6,487,000 | 9,536,000 | 12,814,000 |
| Interest expense | 986,000 | 1,932,000 | 2,869,000 | 3,782,000 |
| Net interest income | 2,344,000 | 4,555,000 | 6,667,000 | 9,032,000 |
| Noninterest income | 282,000 | 615,000 | 880,000 | 1,216,000 |
| Noninterest expense | 1,653,000 | 3,355,000 | 4,881,000 | 6,347,000 |
| Provision for loan losses | 475,000 | 1,500,000 | 1,985,000 | 4,910,000 |
| Pretax income | 498,000 | 315,000 | 681,000 | -1,009,000 |
| Income tax | 175,000 | 83,000 | 209,000 | -477,000 |
| Net income | 323,000 | 232,000 | 472,000 | -532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,821,000 | 27,579,000 | 27,459,000 | 26,104,000 |
| Total capital | 30,314,000 | 30,095,000 | 29,982,000 | 28,651,000 |
| Risk-weighted assets | 199,201,000 | 200,255,000 | 201,505,000 | 200,624,000 |