Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 251,881,000 | 248,595,000 | 248,720,000 | 254,376,000 |
| Total loans | 212,594,000 | 209,904,000 | 208,762,000 | 206,745,000 |
| Allowance for loan losses | 2,259,000 | 2,303,000 | 2,567,000 | 2,845,000 |
| Securities available for sale | 3,042,000 | 3,058,000 | 4,044,000 | 3,028,000 |
| Securities held to maturity | 10,059,000 | 10,060,000 | 10,061,000 | 10,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,763,000 | 179,122,000 | 183,875,000 | 194,203,000 |
| Interest-bearing deposits | 135,393,000 | 146,092,000 | 151,891,000 | 156,871,000 |
| Noninterest-bearing deposits | 33,370,000 | 33,030,000 | 31,984,000 | 37,332,000 |
| Equity capital | 27,064,000 | 27,087,000 | 27,132,000 | 27,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,597,000 | 7,124,000 | 10,565,000 | 13,906,000 |
| Interest expense | 1,191,000 | 2,368,000 | 3,526,000 | 4,608,000 |
| Net interest income | 2,406,000 | 4,756,000 | 7,039,000 | 9,298,000 |
| Noninterest income | 343,000 | 659,000 | 986,000 | 1,275,000 |
| Noninterest expense | 1,536,000 | 3,162,000 | 4,802,000 | 6,247,000 |
| Provision for loan losses | 430,000 | 855,000 | 1,171,000 | 1,726,000 |
| Pretax income | 783,000 | 1,398,000 | 2,052,000 | 2,600,000 |
| Income tax | 292,000 | 518,000 | 760,000 | 929,000 |
| Net income | 491,000 | 880,000 | 1,292,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,732,000 | 27,770,000 | 27,821,000 | 27,849,000 |
| Total capital | 29,991,000 | 30,098,000 | 30,413,000 | 30,361,000 |
| Risk-weighted assets | 211,161,000 | 208,968,000 | 208,896,000 | 200,633,000 |