Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 248,159,000 | 251,571,000 | 253,750,000 | 260,542,000 |
| Total loans | 213,959,000 | 214,642,000 | 217,616,000 | 222,754,000 |
| Allowance for loan losses | 1,795,000 | 1,812,000 | 1,804,000 | 2,329,000 |
| Securities available for sale | 7,951,000 | 6,936,000 | 6,002,000 | 5,037,000 |
| Securities held to maturity | 10,974,000 | 11,982,000 | 11,990,000 | 13,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,624,000 | 159,916,000 | 163,175,000 | 169,626,000 |
| Interest-bearing deposits | 129,158,000 | 127,788,000 | 131,213,000 | 132,924,000 |
| Noninterest-bearing deposits | 31,466,000 | 32,128,000 | 31,962,000 | 36,702,000 |
| Equity capital | 25,059,000 | 25,500,000 | 26,262,000 | 26,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,241,000 | 8,580,000 | 13,013,000 | 17,408,000 |
| Interest expense | 1,562,000 | 3,201,000 | 4,919,000 | 6,651,000 |
| Net interest income | 2,679,000 | 5,379,000 | 8,094,000 | 10,757,000 |
| Noninterest income | 301,000 | 635,000 | 966,000 | 1,260,000 |
| Noninterest expense | 1,236,000 | 2,567,000 | 3,927,000 | 5,332,000 |
| Provision for loan losses | 0 | 30,000 | 40,000 | 580,000 |
| Pretax income | 1,744,000 | 3,417,000 | 5,093,000 | 6,105,000 |
| Income tax | 653,000 | 1,284,000 | 1,904,000 | 2,270,000 |
| Net income | 1,091,000 | 2,133,000 | 3,189,000 | 3,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,891,000 | 26,345,000 | 27,070,000 | 27,378,000 |
| Total capital | 27,686,000 | 28,157,000 | 28,874,000 | 29,707,000 |
| Risk-weighted assets | 208,257,000 | 210,122,000 | 213,276,000 | 219,408,000 |