Call reports 2006
PEOPLES BANK, THE — 2006
What PEOPLES BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 239,959,000 | 243,260,000 | 240,666,000 | 242,277,000 |
| Total loans | 206,366,000 | 208,441,000 | 207,079,000 | 207,937,000 |
| Allowance for loan losses | 1,765,000 | 1,888,000 | 1,882,000 | 1,860,000 |
| Securities available for sale | 10,393,000 | 8,814,000 | 7,926,000 | 7,937,000 |
| Securities held to maturity | 9,468,000 | 10,907,000 | 11,921,000 | 10,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,575,000 | 159,981,000 | 157,888,000 | 155,491,000 |
| Interest-bearing deposits | 129,436,000 | 127,538,000 | 128,976,000 | 125,587,000 |
| Noninterest-bearing deposits | 31,139,000 | 32,443,000 | 28,912,000 | 29,904,000 |
| Equity capital | 23,955,000 | 24,601,000 | 25,465,000 | 25,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,865,000 | 7,874,000 | 11,967,000 | 16,107,000 |
| Interest expense | 1,276,000 | 2,635,000 | 4,075,000 | 5,581,000 |
| Net interest income | 2,589,000 | 5,239,000 | 7,892,000 | 10,526,000 |
| Noninterest income | 322,000 | 604,000 | 879,000 | 1,146,000 |
| Noninterest expense | 1,112,000 | 2,317,000 | 3,517,000 | 4,831,000 |
| Provision for loan losses | 120,000 | 240,000 | 240,000 | 240,000 |
| Pretax income | 1,679,000 | 3,286,000 | 5,014,000 | 6,601,000 |
| Income tax | 632,000 | 1,235,000 | 1,849,000 | 2,470,000 |
| Net income | 1,047,000 | 2,051,000 | 3,165,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,989,000 | 24,685,000 | 25,484,000 | 26,124,000 |
| Total capital | 25,754,000 | 26,573,000 | 27,366,000 | 27,984,000 |
| Risk-weighted assets | 196,722,000 | 199,687,000 | 198,844,000 | 200,668,000 |