Call reports 2002
PEOPLES BANK, THE — 2002
What PEOPLES BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 156,228,000 | 160,498,000 | 163,504,000 | 169,116,000 |
| Total loans | 111,820,000 | 114,461,000 | 120,448,000 | 120,695,000 |
| Allowance for loan losses | 1,069,000 | 1,087,000 | 1,147,000 | 1,160,000 |
| Securities available for sale | 32,916,000 | 31,349,000 | 32,423,000 | 33,364,000 |
| Securities held to maturity | 2,035,000 | 2,031,000 | 2,029,000 | 2,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,665,000 | 129,165,000 | 132,399,000 | 138,490,000 |
| Interest-bearing deposits | 105,536,000 | 107,147,000 | 110,021,000 | 115,744,000 |
| Noninterest-bearing deposits | 24,129,000 | 22,018,000 | 22,378,000 | 22,746,000 |
| Equity capital | 17,654,000 | 18,237,000 | 18,716,000 | 18,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,010,000 | 7,545,000 | 10,080,000 |
| Interest expense | 802,000 | 1,579,000 | 2,398,000 | 3,178,000 |
| Net interest income | 1,692,000 | 3,431,000 | 5,147,000 | 6,902,000 |
| Noninterest income | 207,000 | 396,000 | 607,000 | 806,000 |
| Noninterest expense | 965,000 | 1,962,000 | 2,944,000 | 4,022,000 |
| Provision for loan losses | 18,000 | 43,000 | 118,000 | 133,000 |
| Pretax income | 916,000 | 1,822,000 | 2,692,000 | 3,553,000 |
| Income tax | 332,000 | 662,000 | 977,000 | 1,291,000 |
| Net income | 584,000 | 1,160,000 | 1,715,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,515,000 | 17,834,000 | 18,019,000 | 18,309,000 |
| Total capital | 18,584,000 | 18,921,000 | 19,166,000 | 19,469,000 |
| Risk-weighted assets | 108,199,000 | 110,455,000 | 116,097,000 | 117,429,000 |