Call reports 2001
PEOPLES BANK, THE — 2001
What PEOPLES BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 141,769,000 | 144,540,000 | 145,610,000 | 155,557,000 |
| Total loans | 103,703,000 | 103,170,000 | 105,947,000 | 108,350,000 |
| Allowance for loan losses | 1,042,000 | 1,069,000 | 1,068,000 | 1,062,000 |
| Securities available for sale | 23,453,000 | 25,790,000 | 28,215,000 | 33,803,000 |
| Securities held to maturity | 2,054,000 | 2,049,000 | 2,046,000 | 2,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,662,000 | 116,307,000 | 118,350,000 | 126,506,000 |
| Interest-bearing deposits | 98,465,000 | 99,686,000 | 98,523,000 | 106,514,000 |
| Noninterest-bearing deposits | 17,197,000 | 16,621,000 | 19,827,000 | 19,992,000 |
| Equity capital | 17,546,000 | 17,838,000 | 18,167,000 | 17,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,298,000 | 7,895,000 | 10,439,000 |
| Interest expense | 1,112,000 | 2,204,000 | 3,236,000 | 4,121,000 |
| Net interest income | 1,541,000 | 3,094,000 | 4,659,000 | 6,318,000 |
| Noninterest income | 201,000 | 383,000 | 556,000 | 748,000 |
| Noninterest expense | 883,000 | 1,823,000 | 2,751,000 | 3,749,000 |
| Provision for loan losses | 37,000 | 61,000 | 61,000 | 61,000 |
| Pretax income | 824,000 | 1,595,000 | 2,405,000 | 3,258,000 |
| Income tax | 300,000 | 578,000 | 872,000 | 1,180,000 |
| Net income | 524,000 | 1,017,000 | 1,533,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,334,000 | 17,584,000 | 17,669,000 | 17,560,000 |
| Total capital | 18,376,000 | 18,653,000 | 18,737,000 | 18,622,000 |
| Risk-weighted assets | 97,929,000 | 98,621,000 | 100,860,000 | 105,255,000 |