Call reports 2008
FIRST SECURITY BANK - EVANSVILLE — 2008
What FIRST SECURITY BANK - EVANSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,084,000 | 27,732,000 | 27,718,000 | 29,587,000 |
| Total loans | 17,609,000 | 17,662,000 | 16,014,000 | 14,914,000 |
| Allowance for loan losses | 307,000 | 307,000 | 286,000 | 386,000 |
| Securities available for sale | 3,876,000 | 3,957,000 | 5,271,000 | 7,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,648,000 | 20,536,000 | 20,878,000 | 20,973,000 |
| Interest-bearing deposits | 17,452,000 | 17,775,000 | 18,053,000 | 18,197,000 |
| Noninterest-bearing deposits | 2,196,000 | 2,761,000 | 2,825,000 | 2,776,000 |
| Equity capital | 5,840,000 | 5,361,000 | 5,286,000 | 5,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 835,000 | 1,224,000 | 1,683,000 |
| Interest expense | 167,000 | 310,000 | 437,000 | 567,000 |
| Net interest income | 245,000 | 525,000 | 787,000 | 1,116,000 |
| Noninterest income | 24,000 | 55,000 | 79,000 | 107,000 |
| Noninterest expense | 168,000 | 987,000 | 1,148,000 | 1,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 101,000 | -442,000 | -317,000 | -249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | -442,000 | -317,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,973,000 | 3,018,000 | 3,109,000 | 3,178,000 |
| Total capital | 3,222,000 | 3,266,000 | 3,343,000 | 3,432,000 |
| Risk-weighted assets | 19,856,000 | 20,130,000 | 18,898,000 | 20,148,000 |