Call reports 2007
FIRST SECURITY BANK - EVANSVILLE — 2007
What FIRST SECURITY BANK - EVANSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,067,000 | 27,944,000 | 27,570,000 | 27,777,000 |
| Total loans | 22,194,000 | 21,324,000 | 19,026,000 | 19,597,000 |
| Allowance for loan losses | 328,000 | 327,000 | 328,000 | 359,000 |
| Securities available for sale | 3,014,000 | 1,925,000 | 1,609,000 | 1,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,848,000 | 21,687,000 | 21,245,000 | 21,043,000 |
| Interest-bearing deposits | 23,680,000 | 19,571,000 | 18,559,000 | 18,402,000 |
| Noninterest-bearing deposits | 2,168,000 | 2,116,000 | 2,686,000 | 2,641,000 |
| Equity capital | 5,953,000 | 6,008,000 | 6,068,000 | 5,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,009,000 | 1,470,000 | 1,906,000 |
| Interest expense | 227,000 | 444,000 | 630,000 | 809,000 |
| Net interest income | 290,000 | 565,000 | 840,000 | 1,097,000 |
| Noninterest income | 20,000 | 49,000 | 75,000 | 105,000 |
| Noninterest expense | 208,000 | 410,000 | 620,000 | 812,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 102,000 | 204,000 | 295,000 | 355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 204,000 | 295,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,212,000 | 3,273,000 | 3,323,000 | 2,896,000 |
| Total capital | 3,510,000 | 3,557,000 | 3,585,000 | 3,185,000 |
| Risk-weighted assets | 23,809,000 | 22,692,000 | 20,861,000 | 23,136,000 |