Call reports 2005
FIRST SECURITY BANK - EVANSVILLE — 2005
What FIRST SECURITY BANK - EVANSVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,027,000 | 38,179,000 | 41,520,000 | 41,777,000 |
| Total loans | 34,815,000 | 34,640,000 | 33,084,000 | 28,825,000 |
| Allowance for loan losses | 871,000 | 895,000 | 920,000 | 288,000 |
| Securities available for sale | 1,433,000 | 1,302,000 | 1,649,000 | 1,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,558,000 | 32,807,000 | 36,130,000 | 35,908,000 |
| Interest-bearing deposits | 32,171,000 | 30,586,000 | 33,301,000 | 32,803,000 |
| Noninterest-bearing deposits | 2,387,000 | 2,221,000 | 2,829,000 | 3,105,000 |
| Equity capital | 4,990,000 | 5,185,000 | 5,183,000 | 5,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,253,000 | 1,921,000 | 2,632,000 |
| Interest expense | 184,000 | 391,000 | 630,000 | 900,000 |
| Net interest income | 440,000 | 862,000 | 1,291,000 | 1,732,000 |
| Noninterest income | 29,000 | 56,000 | 87,000 | 116,000 |
| Noninterest expense | 219,000 | 445,000 | 661,000 | 878,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -164,000 |
| Pretax income | 220,000 | 413,000 | 627,000 | 1,134,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 219,000 | 412,000 | 626,000 | 1,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,951,000 | 5,143,000 | 5,157,000 | 5,665,000 |
| Total capital | 5,405,000 | 5,590,000 | 5,603,000 | 5,953,000 |
| Risk-weighted assets | 35,864,000 | 35,348,000 | 35,028,000 | 32,141,000 |