Call reports 2003
FIRST SECURITY BANK - EVANSVILLE — 2003
What FIRST SECURITY BANK - EVANSVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,965,000 | 32,804,000 | 30,725,000 | 33,687,000 |
| Total loans | 24,020,000 | 24,330,000 | 21,853,000 | 28,910,000 |
| Allowance for loan losses | 709,000 | 610,000 | 682,000 | 710,000 |
| Securities available for sale | 5,215,000 | 3,939,000 | 3,003,000 | 2,521,000 |
| Securities held to maturity | 380,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,528,000 | 25,968,000 | 24,819,000 | 28,583,000 |
| Interest-bearing deposits | 25,536,000 | 23,891,000 | 22,578,000 | 26,090,000 |
| Noninterest-bearing deposits | 1,992,000 | 2,077,000 | 2,241,000 | 2,493,000 |
| Equity capital | 5,542,000 | 5,676,000 | 5,780,000 | 4,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,104,000 | 1,604,000 | 2,059,000 |
| Interest expense | 147,000 | 282,000 | 396,000 | 491,000 |
| Net interest income | 426,000 | 822,000 | 1,208,000 | 1,568,000 |
| Noninterest income | 50,000 | 72,000 | 116,000 | 147,000 |
| Noninterest expense | 267,000 | 457,000 | 685,000 | 901,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 236,000 | 434,000 | 606,000 | 751,000 |
| Income tax | 227,000 | 227,000 | 227,000 | 227,000 |
| Net income | 9,000 | 207,000 | 379,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,270,000 | 5,469,000 | 5,640,000 | 4,855,000 |
| Total capital | 5,608,000 | 5,801,000 | 5,940,000 | 5,249,000 |
| Risk-weighted assets | 26,681,000 | 26,299,000 | 23,808,000 | 31,170,000 |