Call reports 2002
FIRST SECURITY BANK - EVANSVILLE — 2002
What FIRST SECURITY BANK - EVANSVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,264,000 | 42,320,000 | 42,071,000 | 37,024,000 |
| Total loans | 28,662,000 | 27,506,000 | 27,363,000 | 25,005,000 |
| Allowance for loan losses | 627,000 | 596,000 | 615,000 | 670,000 |
| Securities available for sale | 14,094,000 | 13,080,000 | 11,568,000 | 8,125,000 |
| Securities held to maturity | 380,000 | 380,000 | 380,000 | 380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,605,000 | 28,864,000 | 30,712,000 | 28,514,000 |
| Interest-bearing deposits | 29,632,000 | 27,043,000 | 28,738,000 | 26,313,000 |
| Noninterest-bearing deposits | 1,973,000 | 1,821,000 | 1,974,000 | 2,201,000 |
| Equity capital | 4,894,000 | 5,213,000 | 5,398,000 | 5,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,568,000 | 2,302,000 | 2,953,000 |
| Interest expense | 258,000 | 495,000 | 720,000 | 910,000 |
| Net interest income | 543,000 | 1,073,000 | 1,582,000 | 2,043,000 |
| Noninterest income | 42,000 | 78,000 | 114,000 | 183,000 |
| Noninterest expense | 222,000 | 457,000 | 704,000 | 975,000 |
| Provision for loan losses | 150,000 | 235,000 | 285,000 | 350,000 |
| Pretax income | 213,000 | 459,000 | 707,000 | 917,000 |
| Income tax | 88,000 | 190,000 | 293,000 | 380,000 |
| Net income | 125,000 | 269,000 | 414,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,849,000 | 4,994,000 | 5,139,000 | 5,262,000 |
| Total capital | 5,260,000 | 5,385,000 | 5,529,000 | 5,616,000 |
| Risk-weighted assets | 32,656,000 | 31,123,000 | 30,971,000 | 27,968,000 |