Call reports 2026
FCNB BANK — 2026
What FCNB BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 216,280,000 | 220,438,000 |
| Total loans | 135,264,000 | 141,771,000 |
| Allowance for loan losses | 1,351,000 | 1,417,000 |
| Securities available for sale | 50,448,000 | 50,329,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 192,292,000 | 196,005,000 |
| Interest-bearing deposits | 124,293,000 | 123,371,000 |
| Noninterest-bearing deposits | 67,999,000 | 72,634,000 |
| Equity capital | 10,407,000 | 10,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,690,000 | 5,495,000 |
| Interest expense | 948,000 | 1,876,000 |
| Net interest income | 1,742,000 | 3,619,000 |
| Noninterest income | 789,000 | 1,725,000 |
| Noninterest expense | 2,169,000 | 4,365,000 |
| Provision for loan losses | 63,000 | 250,000 |
| Pretax income | 300,000 | 726,000 |
| Income tax | 0 | 0 |
| Net income | 300,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,116,000 | 17,441,000 |
| Total capital | 18,477,000 | 18,871,000 |
| Risk-weighted assets | 167,550,000 | 172,551,000 |