Call reports 2024
FCNB BANK — 2024
What FCNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 199,517,000 | 196,312,000 | 197,025,000 | 192,252,000 |
| Total loans | 101,729,000 | 111,753,000 | 111,653,000 | 115,223,000 |
| Allowance for loan losses | 1,119,000 | 1,121,000 | 1,119,000 | 1,162,000 |
| Securities available for sale | 50,403,000 | 50,733,000 | 52,057,000 | 50,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,819,000 | 167,469,000 | 164,953,000 | 164,837,000 |
| Interest-bearing deposits | 98,732,000 | 99,645,000 | 98,677,000 | 99,386,000 |
| Noninterest-bearing deposits | 68,087,000 | 67,824,000 | 66,276,000 | 65,451,000 |
| Equity capital | 4,157,000 | 4,640,000 | 7,625,000 | 5,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,561,000 | 6,911,000 | 9,300,000 |
| Interest expense | 917,000 | 1,717,000 | 2,638,000 | 3,555,000 |
| Net interest income | 1,401,000 | 2,844,000 | 4,273,000 | 5,745,000 |
| Noninterest income | 666,000 | 1,342,000 | 2,112,000 | 2,783,000 |
| Noninterest expense | 2,029,000 | 4,069,000 | 6,209,000 | 8,242,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -80,000 |
| Pretax income | 139,000 | 218,000 | 277,000 | 368,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 0 |
| Net income | 137,000 | 215,000 | 273,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,865,000 | 13,914,000 | 14,980,000 | 15,057,000 |
| Total capital | 14,992,000 | 15,043,000 | 16,107,000 | 16,226,000 |
| Risk-weighted assets | 142,445,000 | 148,741,000 | 148,940,000 | 149,407,000 |