Call reports 2023
FCNB BANK — 2023
What FCNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 176,597,000 | 194,367,000 | 196,004,000 | 199,093,000 |
| Total loans | 80,434,000 | 84,540,000 | 88,976,000 | 98,771,000 |
| Allowance for loan losses | 1,272,000 | 1,280,000 | 1,275,000 | 1,204,000 |
| Securities available for sale | 53,212,000 | 52,383,000 | 50,484,000 | 53,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,928,000 | 158,889,000 | 161,808,000 | 156,948,000 |
| Interest-bearing deposits | 82,912,000 | 86,935,000 | 83,829,000 | 90,191,000 |
| Noninterest-bearing deposits | 68,016,000 | 71,954,000 | 77,979,000 | 66,757,000 |
| Equity capital | 3,816,000 | 3,300,000 | 1,591,000 | 4,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 3,389,000 | 5,499,000 | 7,694,000 |
| Interest expense | 314,000 | 1,016,000 | 1,759,000 | 2,599,000 |
| Net interest income | 1,175,000 | 2,373,000 | 3,740,000 | 5,095,000 |
| Noninterest income | 857,000 | 1,842,000 | 2,503,000 | 3,152,000 |
| Noninterest expense | 1,845,000 | 3,791,000 | 5,700,000 | 7,670,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 187,000 | 424,000 | 543,000 | 652,000 |
| Income tax | 0 | 0 | 0 | -19,000 |
| Net income | 187,000 | 424,000 | 543,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,215,000 | 13,434,000 | 13,536,000 | 13,708,000 |
| Total capital | 14,495,000 | 14,724,000 | 14,821,000 | 14,921,000 |
| Risk-weighted assets | 121,003,000 | 128,404,000 | 131,912,000 | 140,257,000 |
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