Call reports 2022
FCNB BANK — 2022
What FCNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,799,000 | 157,392,000 | 156,825,000 | 164,739,000 |
| Total loans | 73,745,000 | 75,453,000 | 76,850,000 | 85,374,000 |
| Allowance for loan losses | 1,192,000 | 1,176,000 | 1,206,000 | 1,221,000 |
| Securities available for sale | 52,074,000 | 54,035,000 | 49,860,000 | 49,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,378,000 | 152,042,000 | 154,318,000 | 149,817,000 |
| Interest-bearing deposits | 78,090,000 | 78,042,000 | 77,477,000 | 82,191,000 |
| Noninterest-bearing deposits | 73,288,000 | 74,000,000 | 76,841,000 | 67,626,000 |
| Equity capital | 8,094,000 | 4,981,000 | 2,025,000 | 2,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,436,000 | 3,773,000 | 5,244,000 |
| Interest expense | 49,000 | 95,000 | 149,000 | 372,000 |
| Net interest income | 1,137,000 | 2,341,000 | 3,624,000 | 4,872,000 |
| Noninterest income | 991,000 | 1,823,000 | 2,614,000 | 3,344,000 |
| Noninterest expense | 1,806,000 | 3,533,000 | 5,536,000 | 7,320,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 620,000 | 699,000 | 893,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 321,000 | 619,000 | 698,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,529,000 | 13,082,000 | 12,966,000 | 12,995,000 |
| Total capital | 13,729,000 | 14,266,000 | 14,180,000 | 14,223,000 |
| Risk-weighted assets | 110,132,000 | 112,830,000 | 113,367,000 | 122,302,000 |