Call reports 2021
FCNB BANK — 2021
What FCNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 158,392,000 | 157,327,000 | 159,381,000 | 160,894,000 |
| Total loans | 69,973,000 | 68,752,000 | 70,525,000 | 75,631,000 |
| Allowance for loan losses | 1,482,000 | 1,492,000 | 1,505,000 | 1,209,000 |
| Securities available for sale | 51,368,000 | 52,665,000 | 51,768,000 | 55,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,454,000 | 144,675,000 | 146,385,000 | 148,711,000 |
| Interest-bearing deposits | 75,911,000 | 75,004,000 | 74,194,000 | 70,627,000 |
| Noninterest-bearing deposits | 70,543,000 | 69,671,000 | 72,191,000 | 78,084,000 |
| Equity capital | 11,565,000 | 12,351,000 | 12,506,000 | 11,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,555,000 | 3,767,000 | 5,130,000 |
| Interest expense | 76,000 | 140,000 | 196,000 | 249,000 |
| Net interest income | 1,215,000 | 2,415,000 | 3,571,000 | 4,881,000 |
| Noninterest income | 1,101,000 | 2,321,000 | 3,518,000 | 3,527,000 |
| Noninterest expense | 2,095,000 | 4,295,000 | 6,532,000 | 7,806,000 |
| Provision for loan losses | 3,000 | 3,000 | 0 | -300,000 |
| Pretax income | 305,000 | 583,000 | 737,000 | 1,137,000 |
| Income tax | 0 | 0 | 9,000 | 12,000 |
| Net income | 305,000 | 583,000 | 728,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,759,000 | 13,037,000 | 13,181,000 | 12,173,000 |
| Total capital | 14,077,000 | 14,270,000 | 14,477,000 | 13,389,000 |
| Risk-weighted assets | 105,287,000 | 98,424,000 | 103,469,000 | 109,871,000 |