Call reports 2020
FCNB BANK — 2020
What FCNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,126,000 | 144,588,000 | 143,181,000 | 158,905,000 |
| Total loans | 64,205,000 | 69,726,000 | 69,288,000 | 69,045,000 |
| Allowance for loan losses | 1,663,000 | 1,667,000 | 1,472,000 | 1,470,000 |
| Securities available for sale | 21,351,000 | 18,570,000 | 19,282,000 | 43,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,707,000 | 131,645,000 | 130,083,000 | 146,025,000 |
| Interest-bearing deposits | 67,110,000 | 69,952,000 | 68,434,000 | 79,227,000 |
| Noninterest-bearing deposits | 50,597,000 | 61,693,000 | 61,649,000 | 66,798,000 |
| Equity capital | 12,162,000 | 12,562,000 | 12,695,000 | 12,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,344,000 | 3,418,000 | 4,588,000 |
| Interest expense | 149,000 | 274,000 | 374,000 | 460,000 |
| Net interest income | 1,016,000 | 2,070,000 | 3,044,000 | 4,128,000 |
| Noninterest income | 948,000 | 1,928,000 | 2,935,000 | 3,990,000 |
| Noninterest expense | 2,117,000 | 4,192,000 | 6,318,000 | 8,489,000 |
| Provision for loan losses | 1,000 | 3,000 | -197,000 | -198,000 |
| Pretax income | 85,000 | 226,000 | 344,000 | 335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 226,000 | 344,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,204,000 | 12,345,000 | 12,463,000 | 12,454,000 |
| Total capital | 13,264,000 | 13,500,000 | 13,635,000 | 13,750,000 |
| Risk-weighted assets | 84,227,000 | 91,902,000 | 93,456,000 | 103,547,000 |