Call reports 2019
FCNB BANK — 2019
What FCNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 133,034,000 | 131,240,000 | 130,305,000 | 126,417,000 |
| Total loans | 66,857,000 | 64,614,000 | 61,951,000 | 62,944,000 |
| Allowance for loan losses | 2,852,000 | 2,895,000 | 2,094,000 | 1,643,000 |
| Securities available for sale | 25,138,000 | 25,153,000 | 27,798,000 | 28,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,641,000 | 117,658,000 | 116,678,000 | 113,924,000 |
| Interest-bearing deposits | 73,513,000 | 70,299,000 | 67,720,000 | 66,717,000 |
| Noninterest-bearing deposits | 47,128,000 | 47,359,000 | 48,958,000 | 47,207,000 |
| Equity capital | 11,349,000 | 11,740,000 | 12,132,000 | 12,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,557,000 | 3,912,000 | 5,157,000 |
| Interest expense | 174,000 | 343,000 | 513,000 | 674,000 |
| Net interest income | 1,085,000 | 2,214,000 | 3,399,000 | 4,483,000 |
| Noninterest income | 1,115,000 | 2,109,000 | 2,806,000 | 3,601,000 |
| Noninterest expense | 2,077,000 | 4,082,000 | 6,377,000 | 8,599,000 |
| Provision for loan losses | 0 | 0 | -702,000 | -1,153,000 |
| Pretax income | 133,000 | 310,000 | 599,000 | 719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 310,000 | 599,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,521,000 | 11,698,000 | 11,987,000 | 12,119,000 |
| Total capital | 12,645,000 | 12,782,000 | 13,026,000 | 13,159,000 |
| Risk-weighted assets | 88,202,000 | 84,947,000 | 82,102,000 | 82,664,000 |