Call reports 2018
FCNB BANK — 2018
What FCNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,634,000 | 143,537,000 | 132,786,000 | 127,192,000 |
| Total loans | 89,026,000 | 82,005,000 | 74,166,000 | 69,877,000 |
| Allowance for loan losses | 2,742,000 | 2,954,000 | 2,887,000 | 2,914,000 |
| Securities available for sale | 19,957,000 | 21,526,000 | 22,763,000 | 24,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,965,000 | 131,311,000 | 120,433,000 | 115,684,000 |
| Interest-bearing deposits | 88,816,000 | 83,736,000 | 74,017,000 | 70,964,000 |
| Noninterest-bearing deposits | 46,149,000 | 47,575,000 | 46,416,000 | 44,720,000 |
| Equity capital | 11,430,000 | 11,289,000 | 10,836,000 | 10,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,880,000 | 4,282,000 | 5,633,000 |
| Interest expense | 187,000 | 370,000 | 530,000 | 692,000 |
| Net interest income | 1,233,000 | 2,510,000 | 3,752,000 | 4,941,000 |
| Noninterest income | 949,000 | 1,811,000 | 2,633,000 | 3,506,000 |
| Noninterest expense | 2,330,000 | 4,546,000 | 6,879,000 | 9,226,000 |
| Provision for loan losses | 66,000 | 80,000 | 100,000 | 108,000 |
| Pretax income | -214,000 | -305,000 | -594,000 | -887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -214,000 | -305,000 | -594,000 | -887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,061,000 | 11,970,000 | 11,681,000 | 11,388,000 |
| Total capital | 13,377,000 | 13,264,000 | 12,837,000 | 12,499,000 |
| Risk-weighted assets | 103,872,000 | 101,933,000 | 90,768,000 | 87,143,000 |
Machine access — free, no API key
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