Call reports 2017
FCNB BANK — 2017
What FCNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 179,694,000 | 167,918,000 | 157,184,000 | 148,477,000 |
| Total loans | 126,722,000 | 116,562,000 | 97,897,000 | 90,572,000 |
| Allowance for loan losses | 3,257,000 | 3,507,000 | 2,977,000 | 2,774,000 |
| Securities available for sale | 18,588,000 | 16,975,000 | 16,621,000 | 20,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,517,000 | 151,077,000 | 141,837,000 | 135,543,000 |
| Interest-bearing deposits | 110,122,000 | 101,508,000 | 94,317,000 | 88,866,000 |
| Noninterest-bearing deposits | 51,395,000 | 49,569,000 | 47,520,000 | 46,677,000 |
| Equity capital | 14,547,000 | 14,039,000 | 12,792,000 | 11,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,658,000 | 5,374,000 | 6,779,000 |
| Interest expense | 262,000 | 477,000 | 680,000 | 872,000 |
| Net interest income | 1,608,000 | 3,181,000 | 4,694,000 | 5,907,000 |
| Noninterest income | 768,000 | 1,852,000 | 3,428,000 | 4,152,000 |
| Noninterest expense | 2,771,000 | 5,481,000 | 8,210,000 | 10,989,000 |
| Provision for loan losses | 909,000 | 2,114,000 | 4,223,000 | 4,279,000 |
| Pretax income | -1,301,000 | -2,548,000 | -4,297,000 | -5,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,301,000 | -2,548,000 | -4,297,000 | -5,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,869,000 | 14,123,000 | 12,873,000 | 12,225,000 |
| Total capital | 16,328,000 | 15,480,000 | 14,271,000 | 13,522,000 |
| Risk-weighted assets | 114,924,000 | 106,404,000 | 110,333,000 | 102,359,000 |