Call reports 2016
FCNB BANK — 2016
What FCNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,976,000 | 201,189,000 | 200,658,000 | 181,967,000 |
| Total loans | 141,509,000 | 136,407,000 | 135,753,000 | 131,853,000 |
| Allowance for loan losses | 2,439,000 | 2,404,000 | 2,859,000 | 2,740,000 |
| Securities available for sale | 33,427,000 | 29,162,000 | 27,383,000 | 21,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,920,000 | 163,098,000 | 164,067,000 | 158,596,000 |
| Interest-bearing deposits | 118,884,000 | 116,715,000 | 117,553,000 | 111,172,000 |
| Noninterest-bearing deposits | 46,036,000 | 46,383,000 | 46,514,000 | 47,424,000 |
| Equity capital | 17,102,000 | 17,031,000 | 16,217,000 | 15,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,143,000 | 4,289,000 | 6,346,000 | 8,338,000 |
| Interest expense | 373,000 | 744,000 | 1,118,000 | 1,696,000 |
| Net interest income | 1,770,000 | 3,545,000 | 5,228,000 | 6,642,000 |
| Noninterest income | 915,000 | 1,440,000 | 2,434,000 | 3,650,000 |
| Noninterest expense | 2,354,000 | 4,811,000 | 7,355,000 | 10,050,000 |
| Provision for loan losses | 233,000 | 577,000 | 1,906,000 | 3,516,000 |
| Pretax income | 103,000 | -398,000 | -1,440,000 | -3,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | -398,000 | -1,440,000 | -3,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,073,000 | 16,572,000 | 16,002,000 | 15,770,000 |
| Total capital | 18,697,000 | 18,148,000 | 17,582,000 | 17,282,000 |
| Risk-weighted assets | 129,125,000 | 125,247,000 | 125,105,000 | 119,744,000 |