Call reports 2014
FCNB BANK — 2014
What FCNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 222,847,000 | 220,143,000 | 223,467,000 | 218,856,000 |
| Total loans | 145,280,000 | 144,837,000 | 145,705,000 | 146,037,000 |
| Allowance for loan losses | 1,805,000 | 1,760,000 | 1,760,000 | 2,090,000 |
| Securities available for sale | 43,228,000 | 47,328,000 | 45,593,000 | 49,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,078,000 | 175,749,000 | 179,171,000 | 177,674,000 |
| Interest-bearing deposits | 136,203,000 | 134,908,000 | 138,069,000 | 136,729,000 |
| Noninterest-bearing deposits | 41,875,000 | 40,841,000 | 41,102,000 | 40,945,000 |
| Equity capital | 18,214,000 | 18,180,000 | 18,435,000 | 18,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,478,000 | 4,824,000 | 7,219,000 | 9,739,000 |
| Interest expense | 427,000 | 851,000 | 1,282,000 | 1,703,000 |
| Net interest income | 2,051,000 | 3,973,000 | 5,937,000 | 8,036,000 |
| Noninterest income | 1,211,000 | 2,194,000 | 3,181,000 | 4,175,000 |
| Noninterest expense | 2,080,000 | 4,275,000 | 6,497,000 | 9,202,000 |
| Provision for loan losses | 174,000 | 348,000 | 597,000 | 996,000 |
| Pretax income | 999,000 | 1,694,000 | 2,231,000 | 2,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 999,000 | 1,694,000 | 2,231,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,772,000 | 19,243,000 | 19,254,000 | 19,183,000 |
| Total capital | 21,511,000 | 20,956,000 | 20,971,000 | 20,832,000 |
| Risk-weighted assets | 139,062,000 | 136,988,000 | 137,345,000 | 131,476,000 |