Call reports 2013
FCNB BANK — 2013
What FCNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 215,040,000 | 209,759,000 | 212,580,000 | 215,627,000 |
| Total loans | 145,734,000 | 146,163,000 | 146,857,000 | 145,319,000 |
| Allowance for loan losses | 3,445,000 | 3,524,000 | 3,521,000 | 2,520,000 |
| Securities available for sale | 32,822,000 | 34,273,000 | 38,372,000 | 40,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,213,000 | 170,404,000 | 169,277,000 | 173,183,000 |
| Interest-bearing deposits | 132,101,000 | 130,355,000 | 122,177,000 | 129,567,000 |
| Noninterest-bearing deposits | 40,112,000 | 40,049,000 | 47,100,000 | 43,616,000 |
| Equity capital | 18,677,000 | 16,323,000 | 16,738,000 | 16,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,487,000 | 4,940,000 | 7,479,000 | 10,107,000 |
| Interest expense | 694,000 | 1,290,000 | 1,767,000 | 2,178,000 |
| Net interest income | 1,793,000 | 3,650,000 | 5,712,000 | 7,929,000 |
| Noninterest income | 981,000 | 2,226,000 | 3,186,000 | 4,074,000 |
| Noninterest expense | 1,965,000 | 3,934,000 | 6,047,000 | 8,274,000 |
| Provision for loan losses | 173,000 | 347,000 | 523,000 | 997,000 |
| Pretax income | 743,000 | 1,702,000 | 2,435,000 | 2,839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 743,000 | 1,702,000 | 2,435,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,874,000 | 18,808,000 | 18,919,000 | 19,023,000 |
| Total capital | 20,536,000 | 20,485,000 | 20,573,000 | 20,751,000 |
| Risk-weighted assets | 131,145,000 | 132,346,000 | 130,432,000 | 137,408,000 |