Call reports 2012
FCNB BANK — 2012
What FCNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 220,703,000 | 218,465,000 | 218,519,000 | 221,886,000 |
| Total loans | 145,945,000 | 141,265,000 | 145,737,000 | 145,098,000 |
| Allowance for loan losses | 3,797,000 | 3,289,000 | 3,170,000 | 3,276,000 |
| Securities available for sale | 35,032,000 | 37,710,000 | 28,799,000 | 34,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,193,000 | 174,867,000 | 173,476,000 | 175,926,000 |
| Interest-bearing deposits | 158,735,000 | 156,621,000 | 156,486,000 | 156,787,000 |
| Noninterest-bearing deposits | 17,458,000 | 18,246,000 | 16,990,000 | 19,139,000 |
| Equity capital | 18,399,000 | 18,667,000 | 18,865,000 | 18,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,541,000 | 5,173,000 | 7,763,000 | 10,307,000 |
| Interest expense | 841,000 | 1,624,000 | 2,374,000 | 3,132,000 |
| Net interest income | 1,700,000 | 3,549,000 | 5,389,000 | 7,175,000 |
| Noninterest income | 741,000 | 1,607,000 | 2,349,000 | 3,227,000 |
| Noninterest expense | 1,780,000 | 3,630,000 | 5,505,000 | 7,671,000 |
| Provision for loan losses | 179,000 | 202,000 | 225,000 | 399,000 |
| Pretax income | 540,000 | 1,382,000 | 2,066,000 | 2,390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 540,000 | 1,382,000 | 2,066,000 | 2,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,367,000 | 18,483,000 | 18,666,000 | 18,741,000 |
| Total capital | 19,993,000 | 20,053,000 | 20,222,000 | 20,410,000 |
| Risk-weighted assets | 127,890,000 | 123,851,000 | 122,852,000 | 131,905,000 |