Call reports 2011
FCNB BANK — 2011
What FCNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 230,617,000 | 228,859,000 | 221,005,000 | 222,029,000 |
| Total loans | 152,625,000 | 152,006,000 | 148,998,000 | 145,885,000 |
| Allowance for loan losses | 4,097,000 | 4,110,000 | 3,727,000 | 3,818,000 |
| Securities available for sale | 46,584,000 | 40,993,000 | 31,695,000 | 38,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,795,000 | 182,345,000 | 174,296,000 | 175,920,000 |
| Interest-bearing deposits | 169,602,000 | 165,477,000 | 158,660,000 | 158,323,000 |
| Noninterest-bearing deposits | 15,193,000 | 16,868,000 | 15,636,000 | 17,597,000 |
| Equity capital | 17,873,000 | 18,089,000 | 18,420,000 | 18,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,985,000 | 5,932,000 | 8,811,000 | 11,572,000 |
| Interest expense | 951,000 | 1,862,000 | 2,744,000 | 3,630,000 |
| Net interest income | 2,034,000 | 4,070,000 | 6,067,000 | 7,942,000 |
| Noninterest income | 644,000 | 1,644,000 | 2,439,000 | 3,073,000 |
| Noninterest expense | 1,822,000 | 3,639,000 | 5,449,000 | 7,291,000 |
| Provision for loan losses | 390,000 | 609,000 | 980,000 | 1,206,000 |
| Pretax income | 466,000 | 1,568,000 | 2,231,000 | 2,672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 1,568,000 | 2,231,000 | 2,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,919,000 | 17,946,000 | 18,234,000 | 18,426,000 |
| Total capital | 19,640,000 | 19,650,000 | 19,884,000 | 20,041,000 |
| Risk-weighted assets | 135,276,000 | 133,899,000 | 129,917,000 | 126,960,000 |