Call reports 2010
FCNB BANK — 2010
What FCNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 212,095,000 | 221,055,000 | 222,376,000 | 235,811,000 |
| Total loans | 157,203,000 | 158,544,000 | 157,648,000 | 157,317,000 |
| Allowance for loan losses | 2,691,000 | 3,015,000 | 3,367,000 | 3,763,000 |
| Securities available for sale | 31,553,000 | 31,899,000 | 33,438,000 | 38,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,403,000 | 174,043,000 | 174,765,000 | 189,638,000 |
| Interest-bearing deposits | 149,686,000 | 159,127,000 | 159,760,000 | 174,707,000 |
| Noninterest-bearing deposits | 14,717,000 | 14,916,000 | 15,005,000 | 14,931,000 |
| Equity capital | 18,774,000 | 18,571,000 | 18,677,000 | 17,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,204,000 | 6,332,000 | 9,470,000 | 12,498,000 |
| Interest expense | 914,000 | 1,817,000 | 2,767,000 | 3,723,000 |
| Net interest income | 2,290,000 | 4,515,000 | 6,703,000 | 8,775,000 |
| Noninterest income | 752,000 | 1,500,000 | 2,249,000 | 2,839,000 |
| Noninterest expense | 1,772,000 | 3,604,000 | 5,578,000 | 7,446,000 |
| Provision for loan losses | 245,000 | 591,000 | 987,000 | 1,503,000 |
| Pretax income | 1,095,000 | 1,827,000 | 2,394,000 | 2,746,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,095,000 | 1,827,000 | 2,394,000 | 2,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,263,000 | 17,944,000 | 17,977,000 | 18,028,000 |
| Total capital | 20,215,000 | 19,991,000 | 20,038,000 | 19,800,000 |
| Risk-weighted assets | 155,454,000 | 162,767,000 | 163,560,000 | 139,781,000 |