Call reports 2006
FCNB BANK — 2006
What FCNB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 151,114,000 | 158,204,000 | 165,924,000 | 168,865,000 |
| Total loans | 107,558,000 | 109,996,000 | 114,173,000 | 119,172,000 |
| Allowance for loan losses | 1,472,000 | 1,521,000 | 1,530,000 | 1,572,000 |
| Securities available for sale | 27,547,000 | 31,880,000 | 37,888,000 | 36,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,095,000 | 120,859,000 | 127,752,000 | 128,224,000 |
| Interest-bearing deposits | 99,110,000 | 106,682,000 | 113,825,000 | 113,591,000 |
| Noninterest-bearing deposits | 13,985,000 | 14,177,000 | 13,927,000 | 14,633,000 |
| Equity capital | 14,383,000 | 13,922,000 | 14,587,000 | 14,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,849,000 | 7,697,000 | 10,540,000 |
| Interest expense | 966,000 | 2,056,000 | 3,329,000 | 4,644,000 |
| Net interest income | 1,370,000 | 2,793,000 | 4,368,000 | 5,896,000 |
| Noninterest income | 443,000 | 990,000 | 1,507,000 | 2,012,000 |
| Noninterest expense | 1,235,000 | 2,638,000 | 3,998,000 | 5,417,000 |
| Provision for loan losses | 72,000 | 144,000 | 220,000 | 293,000 |
| Pretax income | 506,000 | 1,002,000 | 1,686,000 | 2,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 506,000 | 1,002,000 | 1,686,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,407,000 | 14,193,000 | 14,452,000 | 14,678,000 |
| Total capital | 15,773,000 | 15,595,000 | 15,910,000 | 16,188,000 |
| Risk-weighted assets | 109,575,000 | 112,467,000 | 116,960,000 | 121,153,000 |