Call reports 2001
FCNB BANK — 2001
What FCNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,265,000 | 122,595,000 | 127,004,000 | 126,969,000 |
| Total loans | 67,305,000 | 69,524,000 | 70,415,000 | 70,099,000 |
| Allowance for loan losses | 831,000 | 800,000 | 805,000 | 812,000 |
| Securities available for sale | 33,902,000 | 45,170,000 | 43,355,000 | 44,452,000 |
| Securities held to maturity | 9,794,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,305,000 | 95,438,000 | 99,027,000 | 99,702,000 |
| Interest-bearing deposits | 86,127,000 | 85,990,000 | 89,400,000 | 90,318,000 |
| Noninterest-bearing deposits | 9,178,000 | 9,448,000 | 9,627,000 | 9,384,000 |
| Equity capital | 12,161,000 | 12,393,000 | 13,229,000 | 12,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,643,000 | 6,971,000 | 9,247,000 |
| Interest expense | 1,233,000 | 2,428,000 | 3,601,000 | 4,649,000 |
| Net interest income | 1,062,000 | 2,215,000 | 3,370,000 | 4,598,000 |
| Noninterest income | 188,000 | 426,000 | 632,000 | 836,000 |
| Noninterest expense | 852,000 | 1,806,000 | 2,759,000 | 3,859,000 |
| Provision for loan losses | 30,000 | 67,000 | 100,000 | 133,000 |
| Pretax income | 368,000 | 766,000 | 1,137,000 | 1,436,000 |
| Income tax | 50,000 | 59,000 | 9,000 | 0 |
| Net income | 318,000 | 707,000 | 1,128,000 | 1,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,987,000 | 12,121,000 | 12,216,000 | 12,350,000 |
| Total capital | 12,818,000 | 12,921,000 | 13,021,000 | 13,162,000 |
| Risk-weighted assets | 77,787,000 | 71,557,000 | 77,254,000 | 77,692,000 |