Call reports 2009
PILGRIM BANK TEXAS — 2009
What PILGRIM BANK TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 17,338,000 | 16,931,000 | 17,592,000 |
| Total loans | 7,504,000 | 7,679,000 | 7,913,000 |
| Allowance for loan losses | 60,000 | 59,000 | 53,000 |
| Securities available for sale | 6,025,000 | 5,793,000 | 2,552,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 14,361,000 | 13,983,000 | 14,514,000 |
| Interest-bearing deposits | 11,370,000 | 11,073,000 | 11,753,000 |
| Noninterest-bearing deposits | 2,991,000 | 2,910,000 | 2,761,000 |
| Equity capital | 2,903,000 | 2,862,000 | 2,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 205,000 | 429,000 | 649,000 |
| Interest expense | 80,000 | 157,000 | 230,000 |
| Net interest income | 125,000 | 272,000 | 419,000 |
| Noninterest income | 27,000 | 64,000 | 100,000 |
| Noninterest expense | 128,000 | 252,000 | 371,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 |
| Pretax income | 35,000 | 106,000 | 168,000 |
| Income tax | 6,000 | 21,000 | 57,000 |
| Net income | 29,000 | 85,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 2,139,000 | 2,201,000 | 2,182,000 |
| Total capital | 2,199,000 | 2,260,000 | 2,235,000 |
| Risk-weighted assets | 8,863,000 | 9,092,000 | 9,205,000 |