Call reports 2008
PILGRIM BANK TEXAS — 2008
What PILGRIM BANK TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,928,000 | 17,242,000 | 16,172,000 | 16,652,000 |
| Total loans | 52,589,000 | 8,474,000 | 8,468,000 | 7,313,000 |
| Allowance for loan losses | 601,000 | 72,000 | 76,000 | 67,000 |
| Securities available for sale | 6,287,000 | 4,166,000 | 4,059,000 | 5,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,180,000 | 14,381,000 | 13,367,000 | 13,648,000 |
| Interest-bearing deposits | 50,920,000 | 11,082,000 | 10,745,000 | 10,690,000 |
| Noninterest-bearing deposits | 11,260,000 | 3,300,000 | 2,622,000 | 2,958,000 |
| Equity capital | 17,130,000 | 2,776,000 | 2,726,000 | 2,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,423,000 | 2,673,000 | 2,905,000 |
| Interest expense | 569,000 | 1,007,000 | 1,099,000 | 1,185,000 |
| Net interest income | 802,000 | 1,416,000 | 1,574,000 | 1,720,000 |
| Noninterest income | 123,000 | 269,000 | 329,000 | 381,000 |
| Noninterest expense | 771,000 | 1,413,000 | 1,574,000 | 1,717,000 |
| Provision for loan losses | 78,000 | 116,000 | 142,000 | 195,000 |
| Pretax income | 93,000 | 173,000 | 204,000 | 206,000 |
| Income tax | 22,000 | 35,000 | 45,000 | 36,000 |
| Net income | 71,000 | 138,000 | 159,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,366,000 | 2,055,000 | 2,089,000 | 2,073,000 |
| Total capital | 7,967,000 | 2,128,000 | 2,165,000 | 2,140,000 |
| Risk-weighted assets | 53,396,000 | 9,310,000 | 9,074,000 | 8,602,000 |