Call reports 2007
PILGRIM BANK TEXAS — 2007
What PILGRIM BANK TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,854,000 | 76,310,000 | 73,077,000 | 82,012,000 |
| Total loans | 58,772,000 | 59,717,000 | 60,119,000 | 56,323,000 |
| Allowance for loan losses | 751,000 | 744,000 | 737,000 | 562,000 |
| Securities available for sale | 6,021,000 | 5,453,000 | 5,513,000 | 2,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,375,000 | 67,644,000 | 64,214,000 | 64,551,000 |
| Interest-bearing deposits | 57,098,000 | 55,270,000 | 52,648,000 | 51,810,000 |
| Noninterest-bearing deposits | 13,277,000 | 12,374,000 | 11,566,000 | 12,741,000 |
| Equity capital | 8,097,000 | 8,249,000 | 8,487,000 | 16,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,944,000 | 4,383,000 | 903,000 |
| Interest expense | 553,000 | 1,118,000 | 1,669,000 | 340,000 |
| Net interest income | 907,000 | 1,826,000 | 2,714,000 | 563,000 |
| Noninterest income | 159,000 | 325,000 | 548,000 | 100,000 |
| Noninterest expense | 758,000 | 1,439,000 | 2,182,000 | 662,000 |
| Provision for loan losses | 38,000 | 64,000 | 103,000 | 0 |
| Pretax income | 270,000 | 648,000 | 977,000 | 1,000 |
| Income tax | 0 | 0 | 0 | -260,000 |
| Net income | 270,000 | 648,000 | 977,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,117,000 | 8,336,000 | 8,504,000 | 7,565,000 |
| Total capital | 8,851,000 | 9,080,000 | 9,217,000 | 8,127,000 |
| Risk-weighted assets | 58,388,000 | 59,591,000 | 57,027,000 | 56,276,000 |