Call reports 2006
PILGRIM BANK TEXAS — 2006
What PILGRIM BANK TEXAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,170,000 | 73,233,000 | 79,504,000 | 77,588,000 |
| Total loans | 54,618,000 | 56,877,000 | 57,871,000 | 58,428,000 |
| Allowance for loan losses | 708,000 | 724,000 | 708,000 | 709,000 |
| Securities available for sale | 6,763,000 | 6,696,000 | 6,495,000 | 6,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,316,000 | 65,251,000 | 68,138,000 | 68,911,000 |
| Interest-bearing deposits | 51,272,000 | 53,565,000 | 56,279,000 | 55,957,000 |
| Noninterest-bearing deposits | 12,044,000 | 11,686,000 | 11,859,000 | 12,954,000 |
| Equity capital | 7,618,000 | 7,604,000 | 7,893,000 | 8,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,560,000 | 4,010,000 | 5,489,000 |
| Interest expense | 401,000 | 874,000 | 1,439,000 | 1,997,000 |
| Net interest income | 821,000 | 1,686,000 | 2,571,000 | 3,492,000 |
| Noninterest income | 142,000 | 327,000 | 493,000 | 650,000 |
| Noninterest expense | 642,000 | 1,337,000 | 1,999,000 | 2,693,000 |
| Provision for loan losses | 67,000 | 129,000 | 135,000 | 143,000 |
| Pretax income | 254,000 | 547,000 | 930,000 | 1,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 546,000 | 930,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,681,000 | 7,733,000 | 7,960,000 | 8,327,000 |
| Total capital | 8,364,000 | 8,432,000 | 8,668,000 | 9,036,000 |
| Risk-weighted assets | 54,774,000 | 55,912,000 | 57,922,000 | 58,574,000 |