Call reports 2005
PILGRIM BANK TEXAS — 2005
What PILGRIM BANK TEXAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,001,000 | 67,887,000 | 73,731,000 | 68,976,000 |
| Total loans | 47,090,000 | 52,764,000 | 55,431,000 | 52,750,000 |
| Allowance for loan losses | 543,000 | 581,000 | 624,000 | 673,000 |
| Securities available for sale | 5,569,000 | 5,576,000 | 4,837,000 | 6,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,788,000 | 60,390,000 | 60,928,000 | 61,126,000 |
| Interest-bearing deposits | 49,002,000 | 49,719,000 | 50,251,000 | 48,646,000 |
| Noninterest-bearing deposits | 9,786,000 | 10,671,000 | 10,677,000 | 12,480,000 |
| Equity capital | 4,916,000 | 7,121,000 | 7,348,000 | 7,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,940,000 | 3,110,000 | 4,347,000 |
| Interest expense | 273,000 | 600,000 | 995,000 | 1,413,000 |
| Net interest income | 640,000 | 1,340,000 | 2,115,000 | 2,934,000 |
| Noninterest income | 103,000 | 245,000 | 405,000 | 559,000 |
| Noninterest expense | 575,000 | 1,174,000 | 1,807,000 | 2,520,000 |
| Provision for loan losses | 47,000 | 103,000 | 173,000 | 244,000 |
| Pretax income | 121,000 | 308,000 | 540,000 | 729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 308,000 | 540,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,959,000 | 7,147,000 | 7,379,000 | 7,569,000 |
| Total capital | 5,502,000 | 7,728,000 | 8,003,000 | 8,228,000 |
| Risk-weighted assets | 47,758,000 | 52,147,000 | 54,977,000 | 52,085,000 |