Call reports 2004
PILGRIM BANK TEXAS — 2004
What PILGRIM BANK TEXAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,330,000 | 54,818,000 | 56,900,000 | 59,940,000 |
| Total loans | 33,648,000 | 39,217,000 | 43,593,000 | 43,922,000 |
| Allowance for loan losses | 400,000 | 442,000 | 465,000 | 500,000 |
| Securities available for sale | 6,885,000 | 5,661,000 | 5,770,000 | 5,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,609,000 | 47,435,000 | 48,311,000 | 54,753,000 |
| Interest-bearing deposits | 38,295,000 | 40,062,000 | 40,733,000 | 44,853,000 |
| Noninterest-bearing deposits | 7,314,000 | 7,373,000 | 7,578,000 | 9,900,000 |
| Equity capital | 4,897,000 | 4,664,000 | 4,808,000 | 4,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,334,000 | 2,144,000 | 3,005,000 |
| Interest expense | 195,000 | 430,000 | 682,000 | 956,000 |
| Net interest income | 423,000 | 904,000 | 1,462,000 | 2,049,000 |
| Noninterest income | 83,000 | 209,000 | 352,000 | 468,000 |
| Noninterest expense | 547,000 | 1,102,000 | 1,672,000 | 2,255,000 |
| Provision for loan losses | 39,000 | 79,000 | 125,000 | 180,000 |
| Pretax income | -80,000 | -68,000 | 17,000 | 82,000 |
| Income tax | 0 | 0 | 34,000 | 34,000 |
| Net income | -80,000 | -68,000 | -17,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,724,000 | 4,774,000 | 4,840,000 |
| Total capital | 5,153,000 | 5,166,000 | 5,239,000 | 5,340,000 |
| Risk-weighted assets | 36,714,000 | 39,912,000 | 44,866,000 | 44,364,000 |