Call reports 2003
PILGRIM BANK TEXAS — 2003
What PILGRIM BANK TEXAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 40,955,000 | 41,607,000 | 45,041,000 | 45,091,000 |
| Total loans | 29,269,000 | 32,027,000 | 32,373,000 | 30,066,000 |
| Allowance for loan losses | 377,000 | 411,000 | 425,000 | 362,000 |
| Securities available for sale | 4,262,000 | 4,354,000 | 4,002,000 | 4,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,773,000 | 36,286,000 | 35,532,000 | 37,341,000 |
| Interest-bearing deposits | 30,447,000 | 30,459,000 | 29,609,000 | 29,691,000 |
| Noninterest-bearing deposits | 5,326,000 | 5,827,000 | 5,923,000 | 7,650,000 |
| Equity capital | 2,836,000 | 2,953,000 | 4,671,000 | 4,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,248,000 | 1,895,000 | 2,539,000 |
| Interest expense | 206,000 | 410,000 | 609,000 | 800,000 |
| Net interest income | 408,000 | 838,000 | 1,286,000 | 1,739,000 |
| Noninterest income | 106,000 | 209,000 | 294,000 | 312,000 |
| Noninterest expense | 331,000 | 684,000 | 1,091,000 | 1,559,000 |
| Provision for loan losses | 18,000 | 123,000 | 142,000 | 96,000 |
| Pretax income | 165,000 | 240,000 | 347,000 | 396,000 |
| Income tax | 46,000 | 63,000 | 84,000 | 81,000 |
| Net income | 119,000 | 177,000 | 263,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,793,000 | 4,580,000 | 4,832,000 |
| Total capital | 3,102,000 | 3,183,000 | 4,985,000 | 5,194,000 |
| Risk-weighted assets | 29,758,000 | 31,150,000 | 32,830,000 | 32,746,000 |