Call reports 2002
PILGRIM BANK TEXAS — 2002
What PILGRIM BANK TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,190,000 | 37,471,000 | 40,071,000 | 39,989,000 |
| Total loans | 24,426,000 | 26,905,000 | 28,802,000 | 29,008,000 |
| Allowance for loan losses | 329,000 | 349,000 | 344,000 | 363,000 |
| Securities available for sale | 5,571,000 | 5,684,000 | 4,635,000 | 4,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,666,000 | 32,198,000 | 33,609,000 | 34,959,000 |
| Interest-bearing deposits | 28,653,000 | 27,489,000 | 28,642,000 | 29,474,000 |
| Noninterest-bearing deposits | 5,013,000 | 4,709,000 | 4,967,000 | 5,485,000 |
| Equity capital | 2,304,000 | 2,494,000 | 2,657,000 | 2,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,179,000 | 1,809,000 | 2,454,000 |
| Interest expense | 234,000 | 446,000 | 675,000 | 908,000 |
| Net interest income | 334,000 | 733,000 | 1,134,000 | 1,546,000 |
| Noninterest income | 66,000 | 149,000 | 234,000 | 325,000 |
| Noninterest expense | 304,000 | 617,000 | 944,000 | 1,295,000 |
| Provision for loan losses | 20,000 | 40,000 | 49,000 | 72,000 |
| Pretax income | 76,000 | 225,000 | 440,000 | 569,000 |
| Income tax | 13,000 | 46,000 | 95,000 | 166,000 |
| Net income | 63,000 | 179,000 | 345,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,277,000 | 2,393,000 | 2,559,000 | 2,617,000 |
| Total capital | 2,589,000 | 2,724,000 | 2,903,000 | 2,980,000 |
| Risk-weighted assets | 24,949,000 | 26,498,000 | 28,791,000 | 29,160,000 |