Call reports 2001
PILGRIM BANK TEXAS — 2001
What PILGRIM BANK TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,411,000 | 31,474,000 | 33,473,000 | 34,610,000 |
| Total loans | 21,604,000 | 23,447,000 | 22,704,000 | 21,411,000 |
| Allowance for loan losses | 242,000 | 263,000 | 287,000 | 308,000 |
| Securities available for sale | 4,890,000 | 4,558,000 | 4,620,000 | 5,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,040,000 | 29,029,000 | 30,882,000 | 32,092,000 |
| Interest-bearing deposits | 24,735,000 | 25,045,000 | 26,925,000 | 26,947,000 |
| Noninterest-bearing deposits | 4,305,000 | 3,984,000 | 3,957,000 | 5,145,000 |
| Equity capital | 2,137,000 | 2,187,000 | 2,304,000 | 2,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,243,000 | 1,870,000 | 2,452,000 |
| Interest expense | 324,000 | 629,000 | 935,000 | 1,208,000 |
| Net interest income | 296,000 | 614,000 | 935,000 | 1,244,000 |
| Noninterest income | 56,000 | 126,000 | 199,000 | 264,000 |
| Noninterest expense | 272,000 | 565,000 | 862,000 | 1,159,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 81,000 |
| Pretax income | 60,000 | 135,000 | 212,000 | 268,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 57,000 |
| Net income | 57,000 | 129,000 | 202,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,060,000 | 2,132,000 | 2,205,000 | 2,214,000 |
| Total capital | 2,302,000 | 2,395,000 | 2,492,000 | 2,502,000 |
| Risk-weighted assets | 20,849,000 | 22,102,000 | 22,859,000 | 22,977,000 |