Call reports 2004
FIRST NATIONAL BANK IN MONTEVIDEO — 2004
What FIRST NATIONAL BANK IN MONTEVIDEO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 141,043,000 | 135,276,000 | 132,362,000 | 132,698,000 |
| Total loans | 85,457,000 | 86,492,000 | 85,655,000 | 82,777,000 |
| Allowance for loan losses | 1,697,000 | 1,725,000 | 1,756,000 | 1,183,000 |
| Securities available for sale | 50,293,000 | 45,163,000 | 40,817,000 | 41,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,357,000 | 108,583,000 | 104,476,000 | 104,892,000 |
| Interest-bearing deposits | 101,829,000 | 97,042,000 | 93,321,000 | 93,461,000 |
| Noninterest-bearing deposits | 11,528,000 | 11,541,000 | 11,155,000 | 11,431,000 |
| Equity capital | 20,323,000 | 19,559,000 | 20,275,000 | 19,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,513,000 | 5,249,000 | 6,948,000 |
| Interest expense | 571,000 | 1,090,000 | 1,585,000 | 2,065,000 |
| Net interest income | 1,211,000 | 2,423,000 | 3,664,000 | 4,883,000 |
| Noninterest income | 451,000 | 776,000 | 1,085,000 | 1,377,000 |
| Noninterest expense | 989,000 | 1,881,000 | 2,817,000 | 3,742,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | -543,000 |
| Pretax income | 656,000 | 1,309,000 | 1,917,000 | 3,063,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 10,000 |
| Net income | 653,000 | 1,304,000 | 1,909,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,848,000 | 19,946,000 | 20,106,000 | 19,959,000 |
| Total capital | 21,155,000 | 21,247,000 | 21,413,000 | 21,142,000 |
| Risk-weighted assets | 104,187,000 | 103,649,000 | 104,136,000 | 103,158,000 |