Call reports 2003
FIRST NATIONAL BANK IN MONTEVIDEO — 2003
What FIRST NATIONAL BANK IN MONTEVIDEO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 152,622,000 | 151,374,000 | 146,257,000 | 145,991,000 |
| Total loans | 108,157,000 | 104,588,000 | 96,635,000 | 91,360,000 |
| Allowance for loan losses | 2,660,000 | 2,575,000 | 2,303,000 | 1,699,000 |
| Securities available for sale | 35,142,000 | 36,639,000 | 40,925,000 | 47,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,467,000 | 126,071,000 | 121,422,000 | 119,219,000 |
| Interest-bearing deposits | 117,074,000 | 114,223,000 | 111,253,000 | 108,031,000 |
| Noninterest-bearing deposits | 10,393,000 | 11,848,000 | 10,169,000 | 11,188,000 |
| Equity capital | 18,691,000 | 18,904,000 | 18,941,000 | 19,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,385,000 | 6,355,000 | 8,271,000 |
| Interest expense | 856,000 | 1,624,000 | 2,329,000 | 3,006,000 |
| Net interest income | 1,390,000 | 2,761,000 | 4,026,000 | 5,265,000 |
| Noninterest income | 287,000 | 580,000 | 894,000 | 1,147,000 |
| Noninterest expense | 1,021,000 | 2,018,000 | 3,009,000 | 4,083,000 |
| Provision for loan losses | 596,000 | 719,000 | 734,000 | 384,000 |
| Pretax income | 60,000 | 604,000 | 1,177,000 | 1,945,000 |
| Income tax | 25,000 | 46,000 | 68,000 | 90,000 |
| Net income | 35,000 | 558,000 | 1,109,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,172,000 | 18,282,000 | 18,607,000 | 19,195,000 |
| Total capital | 19,764,000 | 19,791,000 | 20,031,000 | 20,560,000 |
| Risk-weighted assets | 126,278,000 | 119,646,000 | 113,072,000 | 108,884,000 |