Call reports 2025
COASTAL CAROLINA NATIONAL BANK — 2025
What COASTAL CAROLINA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,106,551,000 | 1,186,310,000 | 1,208,639,000 | 1,277,669,000 |
| Total loans | 864,204,000 | 881,325,000 | 912,126,000 | 945,224,000 |
| Allowance for loan losses | 8,850,000 | 9,292,000 | 9,727,000 | 10,238,000 |
| Securities available for sale | 86,906,000 | 82,328,000 | 85,582,000 | 83,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,004,746,000 | 1,082,719,000 | 1,099,591,000 | 1,156,059,000 |
| Interest-bearing deposits | 827,453,000 | 903,511,000 | 924,903,000 | 937,021,000 |
| Noninterest-bearing deposits | 177,293,000 | 179,208,000 | 174,688,000 | 219,038,000 |
| Equity capital | 96,240,000 | 98,522,000 | 103,312,000 | 115,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,359,000 | 29,461,000 | 45,922,000 | 62,485,000 |
| Interest expense | 5,161,000 | 10,621,000 | 16,890,000 | 22,849,000 |
| Net interest income | 9,198,000 | 18,840,000 | 29,032,000 | 39,636,000 |
| Noninterest income | 610,000 | 1,213,000 | 1,869,000 | 2,515,000 |
| Noninterest expense | 6,199,000 | 12,404,000 | 18,706,000 | 25,116,000 |
| Provision for loan losses | 292,000 | 734,000 | 1,169,000 | 1,680,000 |
| Pretax income | 3,274,000 | 6,834,000 | 10,950,000 | 15,305,000 |
| Income tax | 668,000 | 1,428,000 | 2,280,000 | 3,243,000 |
| Net income | 2,606,000 | 5,406,000 | 8,670,000 | 12,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,081,000 | 101,015,000 | 104,358,000 | 116,004,000 |
| Total capital | 107,137,000 | 110,551,000 | 114,324,000 | 126,455,000 |
| Risk-weighted assets | 839,542,000 | 859,089,000 | 880,692,000 | 908,248,000 |