Call reports 2015
COASTAL CAROLINA NATIONAL BANK — 2015
What COASTAL CAROLINA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 151,271,000 | 158,100,000 | 166,819,000 | 169,881,000 |
| Total loans | 110,947,000 | 116,310,000 | 122,850,000 | 123,497,000 |
| Allowance for loan losses | 1,228,000 | 1,251,000 | 1,281,000 | 1,283,000 |
| Securities available for sale | 18,467,000 | 17,694,000 | 21,460,000 | 20,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,042,000 | 142,817,000 | 151,186,000 | 152,719,000 |
| Interest-bearing deposits | 119,135,000 | 126,351,000 | 132,008,000 | 137,714,000 |
| Noninterest-bearing deposits | 13,907,000 | 16,466,000 | 19,178,000 | 15,005,000 |
| Equity capital | 14,932,000 | 14,914,000 | 15,234,000 | 16,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,050,000 | 4,651,000 | 6,326,000 |
| Interest expense | 195,000 | 402,000 | 621,000 | 849,000 |
| Net interest income | 1,298,000 | 2,648,000 | 4,030,000 | 5,477,000 |
| Noninterest income | 198,000 | 487,000 | 785,000 | 1,033,000 |
| Noninterest expense | 1,310,000 | 2,781,000 | 4,224,000 | 5,693,000 |
| Provision for loan losses | 14,000 | 37,000 | 67,000 | 69,000 |
| Pretax income | 172,000 | 317,000 | 524,000 | 748,000 |
| Income tax | 8,000 | 14,000 | 23,000 | -1,320,000 |
| Net income | 164,000 | 303,000 | 501,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,442,000 | 14,584,000 | 14,782,000 | 15,030,000 |
| Total capital | 15,670,000 | 15,835,000 | 16,063,000 | 16,313,000 |
| Risk-weighted assets | 107,340,000 | 106,925,000 | 115,319,000 | 118,701,000 |