Call reports 2013
COASTAL CAROLINA NATIONAL BANK — 2013
What COASTAL CAROLINA NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,318,000 | 114,190,000 | 120,890,000 | 121,274,000 |
| Total loans | 68,777,000 | 73,718,000 | 78,925,000 | 83,797,000 |
| Allowance for loan losses | 1,013,000 | 1,013,000 | 1,032,000 | 1,032,000 |
| Securities available for sale | 21,859,000 | 17,507,000 | 22,167,000 | 22,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,259,000 | 100,662,000 | 107,400,000 | 107,829,000 |
| Interest-bearing deposits | 84,582,000 | 92,356,000 | 97,894,000 | 97,834,000 |
| Noninterest-bearing deposits | 5,677,000 | 8,306,000 | 9,506,000 | 9,995,000 |
| Equity capital | 13,658,000 | 13,282,000 | 13,205,000 | 13,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,148,000 | 3,325,000 | 4,578,000 |
| Interest expense | 162,000 | 327,000 | 491,000 | 655,000 |
| Net interest income | 870,000 | 1,821,000 | 2,834,000 | 3,923,000 |
| Noninterest income | 71,000 | 158,000 | 242,000 | 362,000 |
| Noninterest expense | 1,085,000 | 2,229,000 | 3,312,000 | 4,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 73,000 | 103,000 | 219,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 31,000 | 70,000 | 98,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,388,000 | 13,438,000 | 13,475,000 | 13,388,000 |
| Total capital | 14,197,000 | 14,304,000 | 14,423,000 | 14,384,000 |
| Risk-weighted assets | 64,554,000 | 69,132,000 | 75,778,000 | 79,660,000 |