Call reports 2012
COASTAL CAROLINA NATIONAL BANK — 2012
What COASTAL CAROLINA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,163,000 | 95,825,000 | 98,824,000 | 100,884,000 |
| Total loans | 55,848,000 | 55,490,000 | 61,465,000 | 63,337,000 |
| Allowance for loan losses | 1,106,000 | 1,050,000 | 1,000,000 | 1,013,000 |
| Securities available for sale | 26,835,000 | 27,493,000 | 24,338,000 | 23,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,467,000 | 81,677,000 | 84,386,000 | 86,546,000 |
| Interest-bearing deposits | 79,240,000 | 76,429,000 | 78,062,000 | 80,385,000 |
| Noninterest-bearing deposits | 5,227,000 | 5,248,000 | 6,324,000 | 6,161,000 |
| Equity capital | 13,236,000 | 13,493,000 | 13,710,000 | 13,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,887,000 | 2,884,000 | 3,917,000 |
| Interest expense | 191,000 | 362,000 | 534,000 | 700,000 |
| Net interest income | 729,000 | 1,525,000 | 2,350,000 | 3,217,000 |
| Noninterest income | 61,000 | 105,000 | 179,000 | 305,000 |
| Noninterest expense | 909,000 | 1,810,000 | 2,678,000 | 3,616,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 27,000 |
| Pretax income | -125,000 | -135,000 | 0 | 157,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | -125,000 | -135,000 | 0 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,033,000 | 13,041,000 | 13,188,000 | 13,350,000 |
| Total capital | 13,708,000 | 13,724,000 | 13,928,000 | 14,117,000 |
| Risk-weighted assets | 53,549,000 | 54,236,000 | 58,941,000 | 61,208,000 |