Call reports 2025
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2025
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 131,484,000 | 131,642,000 | 130,932,000 | 137,209,000 |
| Total loans | 74,722,000 | 77,270,000 | 75,909,000 | 73,547,000 |
| Allowance for loan losses | 1,366,000 | 1,381,000 | 1,377,000 | 1,356,000 |
| Securities available for sale | 29,634,000 | 30,262,000 | 31,263,000 | 30,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,207,000 | 116,481,000 | 114,897,000 | 121,006,000 |
| Interest-bearing deposits | 84,471,000 | 84,775,000 | 85,571,000 | 87,345,000 |
| Noninterest-bearing deposits | 32,736,000 | 31,706,000 | 29,326,000 | 33,661,000 |
| Equity capital | 13,734,000 | 14,338,000 | 15,186,000 | 15,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,691,000 | 5,544,000 | 7,403,000 |
| Interest expense | 531,000 | 1,051,000 | 1,573,000 | 2,112,000 |
| Net interest income | 1,297,000 | 2,640,000 | 3,971,000 | 5,291,000 |
| Noninterest income | 69,000 | 143,000 | 208,000 | 354,000 |
| Noninterest expense | 768,000 | 1,540,000 | 2,317,000 | 3,065,000 |
| Provision for loan losses | 19,000 | 37,000 | 56,000 | 75,000 |
| Pretax income | 579,000 | 1,206,000 | 1,806,000 | 2,505,000 |
| Income tax | 118,000 | 261,000 | 394,000 | 508,000 |
| Net income | 461,000 | 945,000 | 1,412,000 | 1,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,231,000 | 15,714,000 | 16,181,000 | 16,767,000 |
| Total capital | 16,181,000 | 16,716,000 | 17,210,000 | 17,723,000 |
| Risk-weighted assets | 75,585,000 | 79,854,000 | 82,044,000 | 76,101,000 |