Call reports 2024
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2024
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 124,074,000 | 119,545,000 | 125,042,000 | 130,900,000 |
| Total loans | 68,536,000 | 72,423,000 | 78,807,000 | 79,609,000 |
| Allowance for loan losses | 1,357,000 | 1,343,000 | 1,349,000 | 1,357,000 |
| Securities available for sale | 29,328,000 | 28,816,000 | 29,563,000 | 28,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,744,000 | 106,314,000 | 110,644,000 | 117,719,000 |
| Interest-bearing deposits | 75,192,000 | 76,327,000 | 80,509,000 | 82,324,000 |
| Noninterest-bearing deposits | 35,552,000 | 29,987,000 | 30,135,000 | 35,395,000 |
| Equity capital | 12,918,000 | 12,877,000 | 13,918,000 | 12,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,293,000 | 5,065,000 | 6,903,000 |
| Interest expense | 421,000 | 890,000 | 1,438,000 | 2,018,000 |
| Net interest income | 1,194,000 | 2,403,000 | 3,627,000 | 4,885,000 |
| Noninterest income | 100,000 | 168,000 | 247,000 | 340,000 |
| Noninterest expense | 716,000 | 1,418,000 | 2,180,000 | 2,963,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 578,000 | 1,153,000 | 1,694,000 | 2,237,000 |
| Income tax | 97,000 | 232,000 | 342,000 | 422,000 |
| Net income | 481,000 | 921,000 | 1,352,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,886,000 | 14,826,000 | 15,257,000 | 14,771,000 |
| Total capital | 15,814,000 | 15,792,000 | 16,277,000 | 15,785,000 |
| Risk-weighted assets | 73,830,000 | 76,974,000 | 81,281,000 | 80,783,000 |