Call reports 2023
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2023
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 122,991,000 | 125,611,000 | 119,534,000 | 119,890,000 |
| Total loans | 64,142,000 | 67,655,000 | 69,942,000 | 70,595,000 |
| Allowance for loan losses | 1,360,000 | 1,359,000 | 1,345,000 | 1,350,000 |
| Securities available for sale | 29,475,000 | 29,331,000 | 29,330,000 | 29,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,679,000 | 111,331,000 | 105,322,000 | 107,056,000 |
| Interest-bearing deposits | 62,289,000 | 63,017,000 | 63,349,000 | 64,540,000 |
| Noninterest-bearing deposits | 46,390,000 | 48,314,000 | 41,973,000 | 42,516,000 |
| Equity capital | 13,797,000 | 13,847,000 | 13,727,000 | 12,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,940,000 | 4,475,000 | 6,033,000 |
| Interest expense | 237,000 | 550,000 | 898,000 | 1,283,000 |
| Net interest income | 1,182,000 | 2,390,000 | 3,577,000 | 4,750,000 |
| Noninterest income | 73,000 | 147,000 | 220,000 | 293,000 |
| Noninterest expense | 671,000 | 1,369,000 | 2,041,000 | 2,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,168,000 | 1,756,000 | 2,214,000 |
| Income tax | 120,000 | 241,000 | 363,000 | 394,000 |
| Net income | 464,000 | 927,000 | 1,393,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,549,000 | 16,012,000 | 16,478,000 | 14,405,000 |
| Total capital | 16,464,000 | 16,931,000 | 17,419,000 | 15,360,000 |
| Risk-weighted assets | 72,832,000 | 73,093,000 | 74,952,000 | 76,078,000 |