Call reports 2021
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2021
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 120,134,000 | 123,198,000 | 119,020,000 | 126,924,000 |
| Total loans | 70,217,000 | 71,233,000 | 71,104,000 | 70,099,000 |
| Allowance for loan losses | 1,315,000 | 1,340,000 | 1,375,000 | 1,370,000 |
| Securities available for sale | 15,409,000 | 16,527,000 | 16,614,000 | 16,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,512,000 | 106,452,000 | 101,872,000 | 110,330,000 |
| Interest-bearing deposits | 72,462,000 | 78,428,000 | 58,834,000 | 34,735,000 |
| Noninterest-bearing deposits | 31,050,000 | 28,024,000 | 43,038,000 | 75,595,000 |
| Equity capital | 14,685,000 | 14,897,000 | 15,177,000 | 14,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,111,000 | 3,347,000 | 4,412,000 |
| Interest expense | 105,000 | 203,000 | 296,000 | 374,000 |
| Net interest income | 941,000 | 1,908,000 | 3,051,000 | 4,038,000 |
| Noninterest income | 74,000 | 151,000 | 230,000 | 305,000 |
| Noninterest expense | 659,000 | 1,336,000 | 2,175,000 | 3,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 723,000 | 1,106,000 | 1,313,000 |
| Income tax | 68,000 | 139,000 | 214,000 | 225,000 |
| Net income | 288,000 | 584,000 | 892,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,474,000 | 14,620,000 | 14,927,000 | 14,614,000 |
| Total capital | 15,340,000 | 15,436,000 | 15,755,000 | 15,464,000 |
| Risk-weighted assets | 68,856,000 | 64,761,000 | 65,740,000 | 67,520,000 |