Call reports 2019
CITIZENS NATIONAL BANK OF QUITMAN, THE — 2019
What CITIZENS NATIONAL BANK OF QUITMAN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 101,626,000 | 100,150,000 | 99,026,000 | 103,646,000 |
| Total loans | 69,103,000 | 72,686,000 | 73,722,000 | 70,628,000 |
| Allowance for loan losses | 1,214,000 | 1,216,000 | 1,179,000 | 1,183,000 |
| Securities available for sale | 12,345,000 | 12,254,000 | 12,155,000 | 12,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,537,000 | 84,599,000 | 82,950,000 | 88,129,000 |
| Interest-bearing deposits | 56,243,000 | 57,036,000 | 57,714,000 | 68,189,000 |
| Noninterest-bearing deposits | 30,294,000 | 27,563,000 | 25,236,000 | 19,940,000 |
| Equity capital | 13,292,000 | 13,574,000 | 13,973,000 | 13,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,325,000 | 3,532,000 | 4,690,000 |
| Interest expense | 239,000 | 488,000 | 750,000 | 996,000 |
| Net interest income | 927,000 | 1,837,000 | 2,782,000 | 3,694,000 |
| Noninterest income | 80,000 | 160,000 | 263,000 | 341,000 |
| Noninterest expense | 645,000 | 1,301,000 | 1,914,000 | 2,514,000 |
| Provision for loan losses | 37,000 | 37,000 | 37,000 | 38,000 |
| Pretax income | 325,000 | 659,000 | 1,094,000 | 1,483,000 |
| Income tax | 60,000 | 122,000 | 209,000 | 290,000 |
| Net income | 265,000 | 537,000 | 885,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,363,000 | 13,484,000 | 13,833,000 | 13,630,000 |
| Total capital | 14,249,000 | 14,403,000 | 14,765,000 | 14,534,000 |
| Risk-weighted assets | 70,590,000 | 73,294,000 | 74,353,000 | 72,118,000 |